Uber's services have revolutionized modern travel. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Accidents can happen, leading to potential passenger injuries.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Road conditions, vehicle malfunctions, uber driver class action lawsuit or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.